Get the Answers to Your Loan Questions

There are a few differences between a payday loan and a personal loan. Personal loans are also known as installment loans. Payday loans, by nature, are short-term loans where you pay a one-time fee based on the amount you borrowed. Payments are matched to come out on your payday. Generally, these are of a lower amount and are used for emergencies.

Personal loans are typically larger loans that can be used for anything. Personal loan payments can be spread out between 6 - 24 monthly payments.

The financial experts at Finance Center of Houma, Inc. will examine your financial stability, willingness, and ability to repay the loan. Through carefully crafted risk calculations, we can determine the right amount of loan for the right person. Each application is looked at independently. Our loan terms are upfront and as straightforward as possible, and we are always ready to answer your questions.

You can fill out our loan application online or over the phone for personal loans. 

For payday loans, you must come in person to apply and bring all of the necessary documents with you, including:

• Two most recent bank statements
• Two paycheck stubs
• Blank Check made out to Finance Center of Houma, Inc
• Identification